Rick Rosas

Welcome to the Rick Rosas State Farm Insurance Agency. We serve the entire state of Texas focusing on relocation's as well as out of state students attending Texas Tech University and Wayland Baptist University. My journey with State Farm began in 1996 in Denver, Colorado, where I started in operations and developed a deep appreciation for every aspect of the company and the beautiful state. In January 2007, I took the opportunity to open my own agency, serving the Lubbock community and customers throughout Texas. Our customers are our top priority, and we are committed to meeting their needs in Auto, Home, Renters, and Life Insurance. We pride ourselves in providing outstanding customer service while at the same time educating our customers in regards to their insurance needs. Family is important to me, and I am blessed with a loving wife, Delma, my daughter, Meagan Miller who works as an Agency Account Manager in our agency, and our granddaughter, Audrey who attends school in Colorado and will attend Texas State this Fall. We are passionate about providing exceptional service and building lasting relationships with our valued customers. Please let us know how we can assist you, as we strive to ensure your insurance needs are met with care and professionalism. Our office is located on the SW corner of Loop 289 and Slide Road in the West Texas National Bank building.

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. In Lubbock, you can count on Rick for personalized service.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Rick is here to help your Lubbock household feel covered.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Looking for coverage? Talk with Rick about your options in Lubbock.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Rick, your local State Farm agent in Lubbock, TX, is here to help.

Q: How would you explain renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Rick is proud to serve the Lubbock community.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Serving Lubbock and the surrounding area, Rick can help answer your questions.